In this article we will explain how to top up PayPal or add money to your PayPal account. So read this article to the end to get the full knowledge and information on this.
How to Top Up Your Payment Account with PayPal
PayPal is a valuable service, as long as you always make sure you have funds in your account. If you don’t have adequate or good money in your PayPal account, it will prevent you from making quick and easy transactions in the other account.
There are many ways to add money or top up PayPal to your account, so here are the four ways you can top up PayPal directly to your account.
First, set up a PayPal Cash Account
In March 2019, PayPal launched the PayPal Cash and PayPal Cash Plus accounts. These accounts are designed as a place in PayPal where users can deposit money.
You don’t need any of these accounts to use PayPal. If you have a bank account or credit/debit card linked to your account, you can continue to send and receive money.
But if you want to keep a cash balance in PayPal, you must have a PayPal Cash or PayPal Cash Plus account. PayPal has automatically opened a cash account for all active accounts created before the March 2019 deadline.
If you are new to PayPal, you will need to open a cash account before you can start adding a balance to your account.
Now the Four Ways You Can Top Up Your PayPal Account
Number 1: Add Money to your PalPal Account Using the Linked Bank Account
If you want to add money or top up PayPal online, you have several options. To top up PayPal using your linked bank account, please follow the given steps: –
1 . To complete this process, you will need to link your local bank account to your PayPal account. Your PayPal account name must match your bank account name.
Otherwise, the transfer between your bank account and your PayPal account will fail.
2 . Now, log into your PayPal account and then select or click Transfer Money at the bottom of your PayPal balance on the summary home page.
3. On the next page, select #Add money to your PayPal account.
4 . Then follow the onscreen instructions to transfer from your bank account to your PayPal account. You can also choose the transfer option using online banking services or by visiting your local bank branch.
5. Please note that it will take approximately 3-5 business days for your money to appear in your PayPal account. You will receive an email from PayPal to notify you when the transfer is complete.
And one more thing; PayPal doesn’t charge any fees for this cult. However, your bank may charge you for this online transfer.
Contact your bank before making any payments to confirm what these charges are so that you don’t get any nasty shock after the transfer.
Number 2: Top up your PayPal Account from the App
Another fast and efficient way to add a top-up to your PayPal account is to use the PayPal app itself. This app is specially designed to add money to your PayPal account quickly and hassle-free.
The application is available on both IO [Apple App Store] and Android [Google Play Store]
Follow these steps to add money to your PayPal account using your bank account linked through the PayPal app .
- Open the PayPal app on your device.
- Next, click on PayPal Balance.
- Then, click Add Money.
- After that, enter the amount of money you wish to transfer to your PayPal account. That’s it, now your money is added to your PayPal balance.
Number 3: You can also Top up your PayPal Account with the help of a PayPal Cash Card
Support is only available to users with an American-based PayPal Cash Plus account. There is a $ 4.95 fee to use this service. A PayPal credit card is a debit card that allows you to use your PayPal balance to make regular credit/debit card purchases.
One of the best uses of this card is to allow you to add money or top up your PayPal balance.
To take advantage of this service, follow the steps indicated.
1- First, you need to sign up for a new PayPal credit card.
2- After that, once your request for the new Pay Pal card is accepted, they will send you the card within 7-10 working days.
3- Push your new Pay Pal prepaid card when it reaches you. You can perform this process on any device such as phone, PC or tablet.
4- Now, open the PayPal app and tap PayPal Balance.
5- After that, click on #Add_Money and then select the date option of #Add Cash.
6- Then, select a nearby retail store that supports PayPal Cash Card. We recommend that you follow the steps below.
You will now need to create a barcode and you will only have one hour to complete the transaction at the location you choose. If you don’t arrive on time, you will need to create a new barcode.
7- Click Generate Barcode at the bottom of the screen. Show this barcode to the cashier, who will scan the barcode and proceed to checkout.
Once this is done, your money will be added to your PayPal account within 15 minutes.
Number 4: Get Money from your Friends and Family on your PayPal Account
This method is beneficial if you cannot add money to your PayPal account using your bank account. Also, to add money to your PayPal account via the online mode, you can tell your family or friends to add money to your account.
The money sent by them to your account will be added to your remaining PayPal balance.
It’s easy to receive money, but make sure the sender has an email address associated with their PayPal account. This will ensure that the money is sent on time and to the correct account.
The only downside to using this method is that anyone who sends you money can pay a fee to complete the transaction. If the sender transfers from their PayPal account, using their balance or a linked bank account and in the same currency as theirs, they will not pay any fees.
However, fees apply when the sender transfers money to their account using a credit or debit card. They may also charge a fee to cover a currency conversion, depending on the currency they are broadcasting.
Therefore, the cost of sending money is higher if the sender transfers the money from abroad.
Why can you Top up or Add Money to your PayPal Balance?
If you keep trying to add money to your PayPal account, but the transfer doesn’t happen, this can happen due to: –
1- You have not fully or adequately created your PayPal Cash or PayPal Cash Plus account.
2- There may be a limit on your PayPal account.
3- The function you are trying to perform is not feasible in your state or country.
So this is this article, we hope you know how to top up your PayPal account quickly and conveniently. If you have any concerns about any of these, let us know in the comments section below.
However, PayPal is a convenient way for people to pay for goods and services online and make or receive wire transfers; but this is not the best option if you own a business.
If you know of another better option that may be best for everyone, let us know in the comments section below.