Here’s How to Secure Digital Transactions on Gadgets

The cashless movement is increasingly massive, with the support of more and more platforms that provide digital payment methods. This digital payment method now does not need a computer but directly through gadgets such as smartphones .

Here's How to Secure Digital Transactions on Gadgets
Here’s How to Secure Digital Transactions on Gadgets

Traveloka claims that it also played a role in popularizing the use of digital payment methods. Some services at Traveloka already support digital transactions. The newest service introduced is PayLater.

Traveloka PayLater is a financial facility from Traveloka that allows users to make payment methods with installments without a credit card.

Here’s How to Secure Digital Transactions on Gadgets

Although Traveloka and other platforms ensure a multi-layered security system support. However, the highest security is in the hands of the users themselves. In the session of the event that was held by Traveloka some time ago Medcom got some tips on safe digital transactions.

1. Make sure companies that provide financial services

Platform payment methods or digital transactions are now more and more competing to offer attractive financial products at the same time claimed easy.

Even so don’t let your guard down and get fooled. Ensure that the company or service provider platform has a permit from the competent authority namely the Financial Services Authority and Bank Indonesia. This is to ensure that the service is trustworthy and your rights as a consumer are protected.

This step also applies to the e-commerce platform or service that you are using. Make sure e-commerce is trustworthy and not a fake site because cyber criminals don’t hesitate to create fake sites that look similar.

2. Protect the privacy of your gadget You

Might lock gadget access with a password but this may not always protect. There is always a chance that irresponsible parties try to find out about your device’s access.

It must be remembered, never leave your gadget while opening the e-banking application page. Be sure to log out when leaving the gadget.

Another way is you can also use dark-colored screen coating accessories. Such accessories are widely sold and produce the effect of the focus of the display screen that is dark or unclear when viewed from the side of the gadget when held.

So, minimize the unknown person next to you to see and remember your account name and application password when conducting digital transactions.

3. Protect your gadgets

In addition to using a security system to make access to gadgets not to be left behind on the hardware side, you must always get updates. The goal is that the gadget is immune to the latest types of attacks that try to steal important data.

So always do an update on the software both the application and the operating system so that it can protect the hardware in the gadget. Then always be careful using a free WiFi connection.

It is recommended that you do not use free WiFi when opening a payment application or making digital transactions. Because fake WiFi that can steal data from connected gadgets is difficult to distinguish from genuine WiFi.

4. Keep the PIN and OTP

PIN confidentiality or Personal Identification Number to be one of the strongest passwords to be used as an access security system. It is recommended to use a different PIN on each application account or account.

The goal is in the worst case scenario if one of your application accounts is hacked then the offender will not be able to find the password for the other application account.

OTP or One Time Password is also one of the supporters of the security system when logging into an account. Never give an OTP received via SMS to anyone. You should also be on the lookout if you suddenly receive an OTP via SMS when you are not trying to log into the application account.

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